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It is possible that the digital world may change the need for physical branches. We will continue to add branches incrementally, but we will reach a point – whether it is 1,500, 1,800 or 2,000 branches – where we will say enough is enough.

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Uday Kotak

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I do believe that banks are special – they are very leveraged institutions by nature; therefore, it’s even more critical to ensure that the governance and the process of running a banking company are well-organised, managed and regulated.

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Our entire approach to the banking and financial services business is risk-adjusted returns. We believe that in most parts of the world, and including pockets in India, banking tends to mis-price risk.

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June 11, 2024

Our entire approach to the banking and financial services business is risk-adjusted returns. We believe that in most parts of the world, and including pockets in India, banking tends to mis-price risk.

Previous

June 11, 2024

I do believe that banks are special – they are very leveraged institutions by nature; therefore, it’s even more critical to ensure that the governance and the process of running a banking company are well-organised, managed and regulated.

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