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Generally, there are three rules when it comes to borrowing money: You need to have good credit, proof of income and cash for a down payment. Most people have the first two, but it’s the third that trips them up. And nowhere does that come into play more than the mortgage market.

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Jean Chatzky

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We would much prefer to see ownership in the hands of the Maple Group, if only because we would much rather see Canadian ownership of our stock exchange. What we are first of all interested in is making sure that Montreal is able to preserve that niche or expertise.

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There are two things that you need to save for. First, you need an emergency cushion of no fewer than six months of living expenses. This needs to be cash in a liquid account where you can get at it in – yes – an emergency if you need it. In other words, money markets, not CDs. You also need to save for your future: that means retirement.

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May 3, 2024

There are two things that you need to save for. First, you need an emergency cushion of no fewer than six months of living expenses. This needs to be cash in a liquid account where you can get at it in – yes – an emergency if you need it. In other words, money markets, not CDs. You also need to save for your future: that means retirement.

Previous

May 3, 2024

We would much prefer to see ownership in the hands of the Maple Group, if only because we would much rather see Canadian ownership of our stock exchange. What we are first of all interested in is making sure that Montreal is able to preserve that niche or expertise.

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