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Anything past 90 days constitutes ‘severe,’ but all late payments stay on your report for seven years if reported.

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Jean Chatzky

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By definition, saving – for anything – requires us to not get things now so that we can get bigger ones later. That’s hard. Our brains are hard wired to prefer the here and now.

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When you’re setting up a budget, a general rule is to start with your fixed expenses – your housing and insurance payments, and car payment, if you own one.

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May 3, 2024

When you’re setting up a budget, a general rule is to start with your fixed expenses – your housing and insurance payments, and car payment, if you own one.

Previous

May 3, 2024

By definition, saving – for anything – requires us to not get things now so that we can get bigger ones later. That’s hard. Our brains are hard wired to prefer the here and now.

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