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Brad Garlinghouse

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XRP is solving a payments problem, and it’s very efficient to do that.

Brad Garlinghouse

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Brad Garlinghouse

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PayPal exists because banks are not interoperable: I can’t efficiently pay you $10 unless I’m giving you a $10 bill. So we’re all on PayPal and Venmo, I need interoperability on the same ledger.

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A bank-issued digital asset can only really efficiently settle between the banks who issued it. I strongly believe banks need an independent digital asset to enable truly efficient settlement, and we believe XRP is best positioned for that role.

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April 23, 2024

A bank-issued digital asset can only really efficiently settle between the banks who issued it. I strongly believe banks need an independent digital asset to enable truly efficient settlement, and we believe XRP is best positioned for that role.

Previous

April 23, 2024

PayPal exists because banks are not interoperable: I can’t efficiently pay you $10 unless I’m giving you a $10 bill. So we’re all on PayPal and Venmo, I need interoperability on the same ledger.

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