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Brad Garlinghouse

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Some in the bitcoin community have always taken an anti-government, anti-fiat, anti-bank approach to their philosophy. Ripple takes the orthogonal side of each of those.

Brad Garlinghouse

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Brad Garlinghouse

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PayPal exists because banks are not interoperable: I can’t efficiently pay you $10 unless I’m giving you a $10 bill. So we’re all on PayPal and Venmo, I need interoperability on the same ledger.

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A bank-issued digital asset can only really efficiently settle between the banks who issued it. I strongly believe banks need an independent digital asset to enable truly efficient settlement, and we believe XRP is best positioned for that role.

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April 23, 2024

A bank-issued digital asset can only really efficiently settle between the banks who issued it. I strongly believe banks need an independent digital asset to enable truly efficient settlement, and we believe XRP is best positioned for that role.

Previous

April 23, 2024

PayPal exists because banks are not interoperable: I can’t efficiently pay you $10 unless I’m giving you a $10 bill. So we’re all on PayPal and Venmo, I need interoperability on the same ledger.

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