Knowing where you stand in your quest to accumulate enough money for retirement is an incredibly important part of the planning process. Jean Chatzky Read Quote
Anything past 90 days constitutes ‘severe,’ but all late payments stay on your report for seven years if reported. Jean Chatzky Read Quote
Most credit cards provide some sort of protection against a defective purchase, and with gold or platinum cards, you’ll often get double the manufacturer’s warranty. You’re also not immediately out your own money if something goes wrong. Jean Chatzky Read Quote
I’ve gotten emails from people who purchased items from an infomercial, only to find out that the shipping was more expensive than the item itself. The lesson: If you truly want to order something you see on TV, go online to the product’s website and see if you can find out more information. Jean Chatzky Read Quote
If you haven’t gotten a raise in the past couple years for a job well done, it might be time to ask for one. Jean Chatzky Read Quote
If you’re not clipping coupons before going to the grocery store, you’re overspending. If you’re ordering in or going out to dinner because you don’t feel like cooking, you’re overspending. If you’re not tracking where your money is going, you’re very likely overspending. Jean Chatzky Read Quote
Embrace your fire – even in hard times. A down economy can actually be a great time to start a business. Jean Chatzky Read Quote
For most, the largest asset is their home. This becomes a sentimental issue, I know, but if you’re holding on to a home that you can no longer afford – or you need the liquidity – you need to think about solutions. One might be to bring in a tenant or roommate; a more drastic measure is to sell the home and downsize. Jean Chatzky Read Quote
I’m big on setting goals, but I also think that if you have too many lofty ambitions and set goals for everything, you can sabotage your efforts by overextending your brain. Jean Chatzky Read Quote
Whether you’re replacing one appliance that’s seen better days, or many because you’re moving or renovating, you probably know to look for the Energy Star label. That’s good advice. Jean Chatzky Read Quote
