Some in the bitcoin community have always taken an anti-government, anti-fiat, anti-bank approach to their philosophy. Ripple takes the orthogonal side of each of those. Brad Garlinghouse Read Quote
We are all products of our experiences, good and bad. Sometimes you learn as much from the negative experiences as you do from the positive. Brad Garlinghouse Read Quote
PayPal exists because banks are not interoperable: I can’t efficiently pay you $10 unless I’m giving you a $10 bill. So we’re all on PayPal and Venmo, I need interoperability on the same ledger. Brad Garlinghouse Read Quote
To me, if we’re not failing a little bit, we’re not trying hard enough. I think great cultures encourage risk and are tolerant of failure. If you don’t do that, you’re going to end up with a culture that is stagnant and not thinking about the next generation of products and experiences. Brad Garlinghouse Read Quote
I don’t think central banks are going to give up fiat currency anytime in my lifetime. Brad Garlinghouse Read Quote
If the cryptocurrency market overall or a digital asset is solving a problem, it’s going to drive some value. Brad Garlinghouse Read Quote
In 2017, people have realized there isn’t going to be one crypto to rule them all. You’re seeing vertical solutions where XRP is focused on payment problems, Ethereum is focused on smart contracts, and increasingly, bitcoin is a store of value. Those aren’t competitive. In fact, I want bitcoin and Ethereum to be successful. Brad Garlinghouse Read Quote
